Central Asian Journal of Economics and Management

THE ROLE OF TRANSFORMATION IN OPTIMIZING BANK EXPENSES

Abdurashid Ergashev — 2025-11-04

The article discusses the role of transformation processes in reducing costs and increasing efficiency in the banking system. Methods for optimizing costs through the introduction of digital technologies, improving business models, and automating services are analyzed. At the same time, practical experience of transformation of commercial banks operating in Uzbekistan and international trends are studied.

BUILDING A COMPETITIVE ADVANTAGE IN INTERNATIONAL MARKETS

Bobir Muftaydinov — 2025-09-17

In this article, the author discusses the theoretical foundations of the classification of production and sales costs. In particular, special attention is paid to the concept of costs, the main tasks of cost accounting and the classification of production costs.

SMALL BUSINESS AND PRIVATE ENTREPRENEURSHIP IN UZBEKISTAN: ANALYSIS, PROBLEM, SOLUTION

Sayidfozil Zokirov — 2025-09-27

This article assesses the development trends of small business and private entrepreneurship in Uzbekistan over the past 30 years. It examines government support measures for the sector's development and the positive changes that have resulted. It also analyzes how administrative intervention in the economy undermines the normal functioning of market mechanisms and the effectiveness of economic reforms.

MECHANISM FOR MANAGING THE FINANCIAL STABILITY OF AN ENTERPRISE

Hilola Jabborova — 2025-09-30

In this article, the issues of ensuring the financial stability of the enterprise and the content and essence of the mechanism of its management are covered in scientifically-theoretically illuminated. Coordination of the movement of current assets and liabilities in the formation of financial stability, the importance of ensuring a reasonable ratio of funding sources, as well as managing solvency and liquidity levels, was justified. The results of the study show that the sustainable development of enterprises can be ensured by improving their financial and economic management system.