Central Asian Journal of Economics and Management

THE ROLE OF TRANSFORMATION IN OPTIMIZING BANK EXPENSES

Ergashev Abdurashid Qurbonalievich — Tue, 04 Nov 2025 00:00:00 +0500

The article discusses the role of transformation processes in reducing costs and increasing efficiency in the banking system. Methods for optimizing costs through the introduction of digital technologies, improving business models, and automating services are analyzed. At the same time, practical experience of transformation of commercial banks operating in Uzbekistan and international trends are studied.

BUILDING A COMPETITIVE ADVANTAGE IN INTERNATIONAL MARKETS

Muftaydinov Bobir Kiyomidinovich — Wed, 17 Sep 2025 00:00:00 +0500

In this article, the author discusses the theoretical foundations of the classification of production and sales costs. In particular, special attention is paid to the concept of costs, the main tasks of cost accounting and the classification of production costs.

SMALL BUSINESS AND PRIVATE ENTREPRENEURSHIP IN UZBEKISTAN: ANALYSIS, PROBLEM, SOLUTION

Zokirov Sayidfozil Sayidakbarovich — Sat, 27 Sep 2025 00:00:00 +0500

This article assesses the development trends of small business and private entrepreneurship in Uzbekistan over the past 30 years. It examines government support measures for the sector's development and the positive changes that have resulted. It also analyzes how administrative intervention in the economy undermines the normal functioning of market mechanisms and the effectiveness of economic reforms.